Apple -Chocolate Bread Pudding

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• 5 each white bread slices (diced)
  Ingredient note

  Source: 5 white bread slices (diced)
• 4 each apples (peeled and diced)
  Ingredient note

  Source: 4 apples (peeled and diced)
• 2 tablespoons butter
  Ingredient note

  Source: 2 tablespoons butter
• 2 teaspoons ground cinnamon
  Ingredient note

  Source: 2 teaspoons ground cinnamon
• ¾ cup chocolate chips
  Ingredient note

  Source: ¾ cup chocolate chips
• 1 each 14 oz can condensed milk
  Ingredient note

  Source: 1 14 oz can condensed milk
• 1 ½ cups milk
  Ingredient note

  Source: 1 ½ cups of milk
• ¼ teaspoon vanilla extract
  Ingredient note

  Source: ¼ teaspoon vanilla extract
• 5 each whole beaten eggs
  Ingredient note

  Source: 5 whole beaten eggs
• 2 tablespoons sugar
  Ingredient note

  Source: 2 tablespoons sugar

1. Preheat the oven to 375º F.
2. In a large mixing bowl, whisk together the milk, condensed milk, vanilla, sugar and the beaten eggs and mix well.
3. Place a medium sauce pan over medium heat and add the butter, apples and cinnamon. Stir and cook for about 7 minutes.
4. Add bread to milk mixture. Let it stand for about 20 minutes or until bread absorbs most of the mixture.
5. Add the apples and chocolate chips to the mixture and stir well.
6. Carefully pour an equal amount of the pudding mixture into the ramekins in the roasting pan. Then add hot water to the roasting pan, not to the ramekins, until the water comes half way up the sides of the ramekins.
7. Place the roasting pan in the oven and bake for 45 minutes. Serve warm.